Loan Summary
DEFAULTED
- Loan ID
LN-00004- Client
- David Mutua
- Merchant
- Campus Bookstore Ltd
- Agent
- Faith Atieno
- Product
- BNPL 3-Month
- Disbursed
- 06 Jan 2026
- Risk Band
- Very High Risk (<55)
- IFRS9 Stage
- Stage 3
- BC Ref
AB-LN-00004- BC Status
- SUCCESS
Financial Summary
| Loan Amount | KES 20000.00 |
| Platform Fee | KES 500.00 |
| Net to Merchant | KES 19500.00 |
| Outstanding Principal | KES 20000.00 |
| Outstanding Interest | KES 0.00 |
| Outstanding Penalty | KES 2400.00 |
| Total Outstanding | KES 22400.00 |
| Provision Rate | 0% |
| Provision Amount | KES 5000.00 |
Actions
Repayments
| Tx ID | Amount | Penalty | Interest | Principal | Channel | Date | BC |
|---|---|---|---|---|---|---|---|
| No repayments yet. | |||||||
Interest Due
| Tx ID | Instalment # | Amount | Date | BC |
|---|---|---|---|---|
| No interest applied. | ||||
Penalty Charges
| Tx ID | Amount | Days Overdue | Date | BC |
|---|---|---|---|---|
PEN-LN-00004-60 |
KES 2400.00 | 90 | 07 Mar 2026 | SUCCESS |
Default Declaration
- Date
- 06 Apr 2026
- Outstanding
- KES 20000.00
- Provision
- KES 1600.00
- BC Ref
ASPIRA-DEF-LN-00004